WHY YOU SHOULD ABIDE FROM BUILDER ALLOWANCE AT ALL CHARGES Charlotte McCourt, 11, could teach new home builders how to use allowance pricing. Charlotte McCourt, a New Jersey Girl Scout is serious about honesty, particularly when it comes to customer service. She wrote in a letter, "I would love to tell you about cookies themselves, for some descriptions, I'm afraid use false advertising." . . "I love being open with my clients." Charlotte rated each cookie from 1-10. She said, "Savannah Smiles taste like sweet lemon wedges. They have the perfect balance of sweet and tart." This cookie is a 7 because of its delicious taste." She ended her remarks with the Toffeetastic. It received a 1 because it was "a bleak, flavorless and gluten-free wasteland". It's as tasteless as dirt. Her candid pitch for selling cookies went viral and she was rewarded with record-breaking sales. Truth in advertising is [...]

You need to verify certain details before you buy a computer. What type of computer do I need? What size and price is the monitor? How about speakers? It was very useful to get a quote on not only the price of the computer, but also the options. This gave me confidence that I would know the total cost before I bought. You will get the base price for a home when you request a price from the website. However, we can't give pricing until we know which options you are interested in. A free estimate is required to determine the cost of building a house. You will need to have it in writing to be able to refer to later. This estimate will include the base cost of your chosen home design as well as any optional items you choose to add. The cost of site development will depend [...]

Settlement, also known as closing, is when the property's ownership passes from the seller to the buyer. It can be confusing to go through settlement for a new house. A seemingly endless list of documents is required for home buyers. Many of these documents are written in a language not commonly used in the housing industry, which can make it difficult to understand. Be an informed homebuyer throughout the entire settlement process Before you go to Settlement Important Settlement Terms Key Settlement Documents BEFORE GOING TO SETTLEMENT There are some important things you need to know before closing day so you can get the best terms possible for your transaction. Ask your lender to give you a copy the HUD pamphlet " Buying Your House: Settlement Costs & Helpful Information". Although most lenders will provide this information to loan applicants under the Real Estate Settlement Procedures Act, you'll be better [...]

It is exciting to buy your first home. However, financing your home purchase can be daunting. Both cases require you to do extensive research and shop carefully to find the exact items you are looking for. It can be difficult to decide how much you want to spend on your home, what type of mortgage is best for you, and what the settlement process will look like. There are many resources that will help you prepare before you even step foot in a model home, sales office or open house. Learn the lingo. The NAHB's Home Buyer's Dictionary can help. Determine what you can afford to pay monthly. Keep in mind that you will have to pay escrows for property taxes and hazard insurance. A lender doesn't have as much information about your daily living expenses as you do. Don't compromise on that number. Calculators for mortgages can be used [...]